A quote for a headstone can look straightforward on the surface. In practice, the gap between what a quote says and what it actually includes can be significant. Knowing how to read one carefully — and what to ask when something is not clear — protects you from unexpected costs later.

What a Complete Quote Should Cover

For most families ordering headstones nz-wide, a full quote for a standard installation should include the stone cut to the approved dimensions, engraving of the inscription and any decorative elements, a base or plinth where applicable, delivery to the cemetery, foundation preparation, and installation. Cemetery consent management should also be specified — either as included or as an additional service.

If any of these items is not listed, ask whether it is included or excluded before accepting the quote.

Stone vs. Installed Price

Some suppliers quote the stone and engraving only, with installation charged separately once the design is confirmed and the cemetery approved. This is not uncommon, but it makes comparing quotes more difficult. Always ask for the total installed price — including foundation and installation — so you are comparing like for like across different suppliers.

Engraving Inclusions

Check what engraving is included in the base price. A standard inscription — name, dates, a short phrase — is typically covered. Additional elements such as portrait engravings, extensive decorative motifs, or deep relief carving are usually priced separately. If you want these, get them itemised in the quote before confirming.

Cemetery Consent Fees

Most cemeteries charge a fee to process a headstone consent application. This is typically between 0 and 00. Some suppliers include this in their quote; others pass it through as an additional cost at the consent stage. Ask specifically whether it is included.

Payment Terms

Understand the payment schedule before signing anything. Most suppliers require a deposit — often 30 to 50 percent — on confirmation of design, with the balance due on completion or installation. If a payment plan is available, ask whether there are conditions or fees attached.

What the Quote Does Not Cover

Ask the supplier directly: what is not covered by this quote that I might still need to pay for? A transparent supplier will answer this question clearly. Common additional costs include foundation work on a new grave, import freight for specific stone varieties, and travel for installation at more remote cemetery locations.